Credit Analyst /Approval - #1092998

Responsibilities

• Review of spreading for balance sheet, profit/loss and cashflow statement, provide evaluation of financial standings of prospective clients and existing borrowers

• Review of credit applications and annual credit reviews, including credit rating for each borrower for approval

• Provide independent credit assessment and recommendation and ensure compliance against the Branch’s credit policies and procedures

• To work closely with relevant internal stakeholders to achieve business needs within risk appetite

• Conduct in-depth research on key industries and formulate branch industry credit policies.

• Monitor the performance of corporate loan portfolios to ensure they comply with the bank-wide credit risk strategies

• Reviewing and validating credit decision process and credit modelling and identifying areas for improvements

• Formulate or update branch internal policies and procedures according to HO policies, internal & external audit requirements, as well as regulatory mandate.

• Address issues raised by auditors and MAS relating to credit matters

• Undertake ad-hoc projects and other duties assigned by Deputy Head of Department from time to time

Requirements

• A recognized degree

• Minimum 10 years of credit risk experience on Banking or credit rating agency

• Experienced in structured trade and commodity finance, project finance (not limited to aircraft/shipping leasing, transportation, logistic)

• Familiar with the laws and regulations in Singapore and ASEAN region

• Excellent communication skills

• Fluency in English and Mandarin to liaise with Mandarin speaking Head Office colleagues.

• Ability to work independently

• Able to work under pressure

*Only Shortlisted Candidates will be notified