Bank Underwriter / Credit Management ( 5days /$11,000) - #1090052

#  5-8 years of credit experience, of which minimum of 3 years in securitized loan underwriting or equivalent experience.

# Focus: Underwriting of securitized loans / warehouses in coordination with origination and deal closing teams.
# Contract – 1 year

• Responsibilities 
  Respond to Transactors and clients on underwriting requests for credit extensions for new and existing clients, and do annual reviews for complex securitized loan portfolios.
  Conduct and review due diligence and prepare internal committee packages for approval, and follow through to obtain credit approvals from committee;
  If required, work with loan / bond sale team members for the sale or syndication of the loans to other lenders and / or Bond Investors and with Rating Agencies.
  Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various covenants or triggers as outlined in the Credit Agreement.
  Demonstrate a solid understanding of the bank's products and services within Corporate Banking, Global Markets and the broader organization.
  Very familiar with the bank's credit and regulatory policies and practices, to ensure compliance with the above and satisfactory ratings from internal and external auditors.
  Leverage existing credit background to achieve Credit Officers designation.
  Provide backup to other underwriting team members to ensure seamless and efficient delivery of underwriting to clients as needed. Recommend changes to process to achieve greater efficiency.
  Potential to travel outside of home base to meet with internal and external clients, conduct due diligence on specific asset portfolios and participate in training opportunities.
• Qualifications/Experience 
  5-8+ years of credit experience, of which minimum of 3 years in securitized loan underwriting or equivalent experience.
  Skills with a high proficiency with Excel and other Microsoft based programs.
  Excellent analytical and computer skills including the ability to quickly adopt new technology.
  MUST have a demonstrated track record and working knowledge of applying lending Underwriting Guidelines and preferably have some familiarity with the processes of Rating Agencies for securitized products.
  This person will have the ability to read, comprehend, and summarize legal documents collected in the due diligence process or produced by bank’s legal counsel.
  Working knowledge of the nuances of loan transactions under market standard syndication loan format will be weighted in favor of the successful candidate.
  Ability to travel (10-20% of time) on short notice necessary.
  Bilingual in English and Mandarin (both written and spoken) in order to handle China market
  Bachelor's / University degree, Master's degree preferred.

Send your resume to [email protected]